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Humana

Medicare Supplement

Achieve Plan N

 

We've made a list of resources that may be helpful for you to use your new insurance coverage fully. 

Humana Medicare Supplement Plan N is designed to help cover the "gaps" in Original Medicare (Parts A and B), thus reducing out-of-pocket healthcare costs. :

  • Plan: You enrolled in a Medicare Supplement Plan N through Humana.
  • Network Details: This plan allows you to see any doctor, hospital, or healthcare provider that accepts Medicare.
  • Plan N has a $257 annual deductible for Part B services.

  • Here's a summary of its key details and resources:

    Plan N Coverage Highlights:

    • Medicare Part A Coverage:
      • Covers the Part A deductible.
      • Covers Part A coinsurance and hospital costs.
      • Covers skilled nursing facility care coinsurance.
      • Covers Part A hospice care coinsurance and copayments.
    • Medicare Part B Coverage:
      • Covers 100% of Part B coinsurance, with some exceptions.
      • Requires copayments: up to $20 for some doctor's office visits and up to $50 for emergency room visits (if not admitted).
      • Does not cover Medicare Part B excess charges.
    • Other Benefits:
      • Covers the first three pints of blood.
      • Provides foreign travel emergency care (80% coverage).

    Key Considerations:

    • Copayments: Be aware of the potential copayments for office and emergency room visits.
    • Part B Excess Charges: Plan N does not cover these charges, which occur when a provider charges more than the Medicare-approved amount.

Helpful Links about your plan: